"...in just ninety minutes you can get your debt questions answered and get out of debt... learn the secrets that scare bankers, debt collectors and credit card companies to death..."

New Manual Reveals How
You Can Get Out Of Debt In 90 Minutes
Without Loans Or Bankruptcy!

Get your toughest debt questions answered and get out of debt.

Debtors Secret Weapon
From:Debtor's Secret Weapon
Consumer Reporter
Thursday, 8:37 a.m.


Dear Friend,

SPECIAL -- Chicago native Ray Williams has revealed the perfectly legal, but well-hidden secrets he personally discovered to reduce his own out of control $52,000 debt to just pennies on the dollar and rebuild his life.

Mr. Williams is the first to admit that he’s just an ordinary guy who learned the secrets to beating an unfair system. That’s why his manual gives you everything you need to know in plain English, with step-by-step, no-nonsense simplicity.

The Debtor’s Secret Weapon tells you exactly how to help reduce and perhaps even eliminate certain types of debt and change your life without falling into the traps of loans, foreclosure or bankruptcy. In fact, it has been known to work so fast and so completely...

It Makes Some People Feel Like They Are Cheating!

But they are NOT cheating! The secrets taught in the manual are 100% legal and 100% ethical. It's just that bankers, debt collectors and credit card companies don't want you to know about the loopholes revealed in the manual.

One of the first things Mr. Williams discovered is that if you feel strangled by debt, you're not alone. According to the U.S. Courts Bankruptcy statistics web pages, the number of Americans filing for personal bankruptcy jumped 35% in 2008, the highest level in U.S. history.

And even if you aren’t ready for bankruptcy, being in debt is a terrible way to live. It’s like being in prison... trapped, scared and frustrated. The good news revealed in The Debtor’s Secret Weapon is that you don’t have to suffer with debt any more. You don’t have to dread opening your mail or answering your phone. You don’t have to lie awake at night worrying. And you don’t have to suffer the humiliation and stigma of bankruptcy.

How To Teach Legal and Financial Vultures Humility!

Mr. Williams has made getting out of debt easy by sticking to what he calls his four core truths of debt:

  1. Many credit card companies will simply “go away”... IF you know their secrets.
  2. You absolutely do NOT have to pay 100% of the bills you owe.
  3. You can make bill collectors leave you alone forever.
  4. You may NOT even need to file bankruptcy.

Incredibly Easy Way To Get Rid Of Debt And Bill Collectors For Good!

Forget about greedy bill collectors and shady “credit repair” agencies. With The Debtor’s Secret Weapon you’ll discover 100% legal secrets that help you reduce and even erase some debts ... on your own ... fast and easy. For example... you’ll learn:

  • How to contact credit card companies so they leave you alone forever.
  • The little-known debt relief loophole that’s 100% legal and ethical.
  • The one, simple thing you must do for your debt to disappear almost instantly.
  • The proven method for paying off any debt for as little as 5 cents on the dollar.
  • How to get a brand new, squeaky clean credit report.
  • How to avoid the 7 huge mistakes most everyone makes in dealing with creditors.
  • Killer letters that stop creditor’s cold. (This alone is priceless.)
  • 5 steps that will stop foreclosure immediately.
  • Why “debt consolidation” TV ads are a rip-off and only put you in more debt!
  • Why SOB's win and nice guys lose in the debt game
  • How to bail out for a soft landing
  • How to turn-off the red tape machine once and for all

Real People Prove This Works!

Being the skeptic that I am, I asked Mr. Williams if he had any proof that his secrets will work for everyone. He gladly took me into his office where his files are literally overflowing with letters and cards he’s received from dozens of grateful people who followed his advice. Some of the typical comments I saw are re-printed here:

The Best Part!

Ray Williams
Once $52,000 in debt with a ruined credit rating, here is Ray Williams with his newest boat.

-- Ray Williams, Chicago, IL

Stephen M.
Peoria, IL
“Thank goodness for the “Debtors Secret Weapon”. I was so deep in debt and ready to file for bankruptcy when your book arrived in time. I have followed the advice and now I am almost out of debt and did not file for bankruptcy. Thanks for your help!”

-- Stephen M. Peoria, IL

Rick M.
Montgomery, AL
“I thought I was too intelligent to ever get caught up in the credit card trap, but low and behold I was over my head in debt and interest charges. I really didn’t know what to do. Every month it got worse with seemingly no way out. Thanks to a friend I found the “Debtors Secret Weapon” and found it easy and comfortable to use. I am almost debt free and on my way to where I should be credit wise. Thank you, and Thank you again!”

-- Rick M. Montgomery, AL
All the testimonials listed are on file in our office for anyone to read them.
However, in some cases we have altered their pictures, names, or addresses to protect privacy.

Double Your Money Back Guarantee!

Mr. Williams said it doesn’t matter how much money you owe. The Debtor’s Secret Weapon is guaranteed to slash your debt and eliminate bill collectors ... it’s very easy ... and it will only take only a few minutes to do.

In fact, if you are not completely debt-free within six months, you simply return the manual and proof you at least tried the system for an immediate refund of double your money. No questions asked. No hassles. Frankly, this is the strongest guarantee I’ve ever seen. And the manual is incredibly cheap at only $49.95 plus $7.95 shipping and handling. I simply don’t see any way you can lose.

One last thing.  He has agreed to send you something more. He said to send it to you FREE if you order right away. It’s an amazing "tell-all" CD set with two insider interviews where all the little maneuvers and tricks used to get out of debt are revealed. The interviews are easily worth $500.00 by themselves and are yours free just for ordering today. You can keep them too, even if you later decide to return the manual for a refund... consider it a gift to you just for trusting me on this.

For the absolute fastest service order on-line below. Or you can call "SH&A International" any time, 24 hours a day, 7 days a week. Their number is 888-873-9615, ask for extension 22.

Here's To Slashing Your Debt,
Debtor's Secret Weapon
Mike Walters

P.S. Mr. Williams also insists you receive - for free - a special bonus CD "Credit Repair Secrets... When You Can't Go It Alone" along with the manual for anyone who orders on-line. Best of all, he says it's your to keep for free, no matter what.

All Free if you move fast.

Claim Your Copy Today!

Yes Mike!  I want to learn about the secrets that Ray Williams used to slash his debt!  Please rush me a copy of The Debtor's Secret Weapon, risk free with a double money back guarantee!  Plus... since I'm ordering online, I also want you to include the hands on "Credit Repair Secrets" CD, and insider interviews CD absolutely free!


Only $49.95 + $7.95 S/H

We are currently updating Debtor's Secret Weapon. The 2011 version will be available August 1. If you would like to be notified by email when it is available, please enter your email address below


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Dept. 22
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Thomson, IL 61285

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Sold for informational purposes only. Always consult a local attorney for specific legal issues. All the testimonials listed are on file in our office for anyone to read them. However, in some cases we have altered their pictures, names, or addresses to protect privacy.